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When I first wrote the first edition of the run-away bestseller: HOW TO CREATE MULTIPLE STREAMS OF INCOME in 2008, the global economic was just entering recession. Economic recession is a temporary slowdown in economic activity or prosperity. Nigeria and other developing economics were playing the ostrich game. They were too sure the recession would not affect their largely mono-product economies. How wrong they were. I pursued this mandate by organizing seminars in churches across the country with Christian Leadership Skills, as the platform. I also had my consulting outfit: Alaryn Management Centre Ltd operating in the corporate world of consultancy. The scope of streams of income available to me at this stage were consultancy fees and honourarium. One of the reasons why 54% of people working all their lives still end up broke and dependent on others for survival is because, they are working hard for the wrong kind of money. It is hard to become rich at 60, if you have to work hard for certain types of income, which I will be highlighting very shortly. To become rich at 60, you need to learn how to build, buy or create assets. It will all depend on what you want from your money: To be secured, comfortable or rich? The journey towards retiring rich and happy is primarily that of the mind and of the heart, rather than a physical process. A research finding quoted in my earlier best seller How To Fire Your Boss And Hire Yourself, stated that if you randomly select 100 young men at age 20 and follow them up till they are 60 years of age, the following results will manifest in their lives.